Where there's a Will...
I wrote our Last Will and Testament recently. It includes very little about assets (pretty easy to gloss over that part when you don't have many of them) and details about things that are so adult and mature and responsible they make my head spin. Things like who will be our child's guardian if something catastrophic were to happen to both Matthew and me? Who will be the executor of our will/estate? Who will be the secondary guardian if something catastrophic happens to the primary guardian? What do we want our advanced healthcare directive to say? When do we want artificial life support and when do we want nature to take its course (previously this was very cut & dried for me... but previously I didn't have a baby on the way - that changes everything)? These are things that are important to get into writing, even though the mere thought is extremely painful.
I wrote it out while Matthew was at a meeting and then we went over it when he got home. It's so basic, it hardly took any time at all, but it was tough to do. Our only assets as 30-somethings who rent our home are our car, M's guitars, and my retirement accounts. Not much when you add it all up. The easy part was thinking about who would get what should we both die. That took all of 5 minutes. The difficult part was typing out who would care for our child if we're both gone. The answer to that question is so obvious that it took a split second to make, but it took about half an hour and many lumps in the throat to type up.
Understatement: It's hard to think about your own mortality. It's even harder to think about not being around to raise your unborn child. Does it get heavier than that? I don't think so. Sitting down and writing up the plan for your child's care if you're dead is an awful thing to have to do. But it had to be done. No question about it. It wouldn't be right for us to skip along willy nilly and not have anything in writing - it would be irresponsible.
So, after our very adult evening spent writing up our Will we had a very adult conversation with 2 of our best friends this past weekend. Conveniently, they're married to each other, so that works out well. One was asked to be our executor and the other was asked to be the secondary guardian (in case my sister in law, the primary guardian, isn't around) with the understanding that they act as a partnership and do both as a team. We cried about it, we laughed about it, and then we ate lunch. They were honored and we were relieved and now it all feels exactly as it did before - we always assumed these friends would take care of our kid if we kicked it, but assuming and knowing are two different things. It's important to have it in writing and have the understanding out in the open.
I encourage you to write up a little something about what you'd like to happen if something awful were to happen to you even if you don't have children. It's amazing how emotions cloud family members' judgment when catastrophe comes calling and it's better for all involved to lay it out on paper. It's no picnic to do, but you'll be glad you did.
Labels: family, friends, money, oh the places I'll go, wisdom





